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Surfers

Investing in the Future You

Insurance and Pricing

ACCEPTED INSURANCE

I am currently contracted with United Healthcare, Humana, Aetna, AvMed, and any insurance company under the Optum umbrella. Your cost per session will depend on your plan rates and your individual copay decided by your plan.

OUT OF NETWORK BENEFITS

Don't see your insurance company listed? If your plan includes "out of network benefits", I can provide proof of payment which you can then submit to your insurance company to go toward your deductible or anything else your plan will allow.

PERSONAL INVESTMENT

Individual sessions are $140 per hour and up depending on your needs for documentation and/or completion of paperwork.

 

Family and couples sessions are $180 per 60-90 minutes, and available by specific request depending on your needs as an individual during your work with me. 

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WHY SHOULD YOU PAY OUT OF POCKET FOR MY SERVICES?

Justification of treatment involves submitting personal mental health information to the insurance company via detailed documentation, so not using insurance ensures protection of this information to the fullest. 

Insurance companies dictate much of the therapy process, and your insurance company can also decide to not cover a session (kickback) just because you or your symptoms are improving. Insurance requires treatment to be justified, and just because you are feeling a little better does not mean that you no longer need support. Some diagnoses are not covered by insurance, causing benefits to be denied just because you do not fit what they think is worth reimbursing. For more information, call your insurance provider and ask about what is covered. â€‹

And finally, just because someone takes your insurance does not mean they are the best person to help you with your unique set of challenges. When you choose a clinician based on fit and years of experience instead of cost, you are making a long-term investment into your future self. Paying more for specialized and targeted care will save you money in the long run, as you will not waste time with someone who can only bring you half-way there. 

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